“Buy Now, Pay Later” and the Coming “Closed Loop”

This is part of an on-going series exploring the “buy now, pay later” (BNPL) space.

Part 1 “Buy Now Pay Later” and What Might Be Coming Next discusses why BNPL adoption is likely to surprise to the upside…and why BNPL must ultimately merge with commerce to survive.

This is Part 2.

Part 2 “Buy Now, Pay Later” and the Coming “Closed Loop” discusses Square’s acquisition of Afterpay…and why BNPL is a credible threat to the current payment network landscape.Read the rest ““Buy Now, Pay Later” and the Coming “Closed Loop””

Tidbits #39

Hello, hello!

Here’s what I found interesting recently.

Thanks for reading.


๐Ÿ—บ Geopolitics

#1 Peter Thiel- “I do wonder whether at this point Bitcoin should also be thought in part of as a Chinese financial weapon against the U.S.”

Peter Thiel: Well, you know, I think thereโ€™s sort of a lot of different things that fall under digital currency, presumably one thatโ€™s electronic form that China envisions is one that can be monitored even more granularly the way theyโ€™re being monitored currently.

Read the rest “Tidbits #39”

Tidbits #33 – “I am not a cat”

Hello, hello. ๐Ÿ‘‹๐Ÿป๐Ÿ‘‹๐Ÿป

I usually start off each Tidbits with some overarching theme relative to what’s going on in the world in order to make sense of it all or themes that I believe people should spend more time thinking about…

But nothing I say can better encapsulate the disruptive (but rejuvenating?) chaos that is bubbling underneath all of society at the moment than Keith Gill’s (a.k.a.… Read the rest “Tidbits #33 – “I am not a cat””

Tidbits #30

Hello, hello! ๐Ÿ‘‹๐Ÿป ๐Ÿ‘‹๐Ÿป

Thanks for reading.

A little longer than usual, but I hope you have as much fun reading it as I did writing it.

If you can’t get through all of it, please at least check out #20! It’s awesome. I guarantee it.


๐Ÿ—บ Geopolitics

#1 Twitter Locks Out Chinese Embassy in U.S. Over Post on Uighurs

Twitter Inc.

Read the rest “Tidbits #30”

Tidbits #16 – Skipping the Elephant in the Room

I sensed October was going to get really crazy, but it got crazy, faster than I thought. You know what I’m talking about. Since the whole world already knows what happened yesterday, I’m just going to skip mentioning the elephant in the room because you and I know I have no useful commentary to add there at all.

Let’s see how well I can take your mind off of that topic and onto other things.… Read the rest “Tidbits #16 – Skipping the Elephant in the Room”

The Coming Ecosystem War Over Your Wallet and Payments

This post is part of a series. This is part 1.

In part 1 – The Coming Ecosystem War Over Your Wallet and Payments – I argue that tech is entering payments because in a world of walled gardens, it is now the last channel that allows one ecosystem to collect data from another ecosystem. The point of payments is no longer money but data.Read the rest “The Coming Ecosystem War Over Your Wallet and Payments”