mercadolibre – Capital Flywheels

November 26, 2020September 25, 2021

“Buy Now, Pay Later” and What Might Be Coming Next

This is part of an on-going series exploring the “buy now, pay later” (BNPL) space.

This is Part 1.

Part 1 “Buy Now Pay Later” and What Might Be Coming Next discusses why BNPL adoption is likely to surprise to the upside…and why BNPL must ultimately merge with commerce to survive.

Part 2 “Buy Now, Pay Later” and the Coming “Closed Loop” discusses Square’s acquisition of Afterpay…and why BNPL is a credible threat to the current payment network landscape.… Read the rest ““Buy Now, Pay Later” and What Might Be Coming Next”

June 3, 2020October 12, 2021

Payments and Loyalty

This post is part of a series. This is part 2.

In part 1 – The Coming Ecosystem War Over Your Wallet and Payments – I argue that tech is entering payments because in a world of walled gardens, it is now the last channel that allows one ecosystem to collect data from another ecosystem. The point of payments is no longer money but data.… Read the rest “Payments and Loyalty”

January 26, 2020January 27, 2021

Tidbits #3

Fornite is officially a school sport:

Fortnite, one of the world’s most popular games, will now be an official high school sport and college sport, thanks to an LA-based startup called PlayVS.

The company has partnered with Epic Games to bring competitive league play to the collegiate and high school level. This also marks PlayVS’s entry into colleges and universities.

… Read the rest

February 18, 2018July 28, 2019

Supply Side Advantages of Fulfillment (by Amazon)

I wish I had spent more time analyzing Amazon in earnest years ago. But late is better than never. I’ll console myself with the fact that e-commerce penetration in the US is still <10% of all retail sales…and relative to that statistic, even the word “late” seems a bit premature.

Having spent a number of months learning more about Amazon’s history, assets, business model(s), and philosophy, one thing I’ve realized is that Fulfillment by Amazon (FBA) affords the company immense advantages on the supply side that I think are largely glossed over in mainstream media and investor dialogue.… Read the rest “Supply Side Advantages of Fulfillment (by Amazon)”